Secure Your Dog’s Future With Pet Insurance – The Costs and Benefits

Blog-Secure Your Dog’s Future With Pet Insurance – The Costs and Benefits-Fit & Go Pets

As an amazing dog parent, you know your dog deserves the best. Playing out in the sunshine. Running on beautiful Florida beaches. But when they get sick or injured, sometimes you have to make tough decisions about what you can afford to do. Pet insurance can help relieve the stress and make it easier for you to make affordable healthcare choices for your dog.

The Benefits of Pet Insurance

Financial Security

Pet insurance provides you with the peace of mind of knowing you can afford the best care for your furry friend. No longer will you have to make hard choices between your pet's well-being and your budget. 

Comprehensive Coverage

Pet insurance can cover a wide range of expenses including accidents, illnesses, surgeries, medications, routine check-ups, and vaccinations.

Some pet insurance companies will allow you to tailor a plan to suit your pet's specific needs and your budget.

Access to Top Care

In Miami, we have access to world-class veterinary care. Pet insurance ensures that you can find the best medical attention, whether it's a routine visit or an emergency.

Plus, some plans cover specialized treatments and therapies, such as rehabilitation, acupuncture, and behavioral therapy.

The Cost of Pet Insurance

While the benefits of pet insurance are many, it's important to understand the cost. Thankfully, pet insurance is nowhere near as expensive as health insurance!

The price of pet insurance can vary depending on your dog’s age, breed, location, and the level of coverage you choose. 

On average, pet insurance premiums can range from $25 to $70 per month. 

Comparison of 3 Top Pet Insurance Companies

To help you get started on your choice of pet insurance, we put together a list of 3 companies that offer a range of coverage.

Healthy Paws

Coverage: Healthy Paws offers comprehensive coverage for accidents, illnesses, and even hereditary conditions. They’re great for unlimited annual coverage.

Cost: Pricing is competitive, with customizable plans.

Deductible choices: $100, $250, $500, $1,000

Reimbursement choices: 70%, 80%, 90%

Maximum annual coverage: Unlimited

Extras: No annual or lifetime payout limits, and they offer a straightforward claims process.

Spot Pet Insurance

Coverage: Spot offers customizable plans that include accident and illness coverage, as well as coverage for hereditary conditions.

Cost: Pricing is competitive, and they provide flexible options to suit various budgets.

Deductible choices: $100, $250, $500, $750, $1,000

Reimbursement choices: 70%, 80%, 90%

Maximum annual coverage: $2,500, $4,000, $5,000, $10,000, Unlimited


Extras: They have a 24/7 vet hotline for pet health questions and offer a mobile app for easy claims submission & tracking.

Embrace Pet Insurance

Coverage: Embrace provides accident and illness coverage, including chronic conditions and optional wellness coverage.

Cost: They offer competitive pricing and allow you to customize your deductible & reimbursement percentage.

Deductible choices: $100, $250, $500

Reimbursement choices: 70%, 80%, 90%

Maximum annual coverage: $5,000, $10,000, Unlimited

Extras: Embrace offers personalized plans with a Healthy Pet Deductible feature that reduces your deductible over time for staying claim-free.

Pet insurance can give you the peace of mind you need and ensure your dog enjoys a happy, healthy life by your side. 

Don't hesitate to reach out to us at Fit & Go Pets for more information on caring for your pet.

And we can also help if you need a Miami-based doggy daycare, dog boarding, or dog spa treatments. We do it all!

Call us at 1-888-691-9461.

You’ll find us at 711 NW 24th Street in Miami, Florida.